Reality Check

Quick decision-support calculator to explore your financial runway. No login required, no data saved, not financial advice.

Last updated: 2026-05-19

Reality Check Calculator

Explore your financial runway scenario. This is a decision-support tool—illustrative projections only, no data saved, no login required, not financial advice.

Monthly Expenses

Current Savings

Target City in India

Illustrative Scenario

Gap Critical

Illustrative scenario: approximately 3 years of runway based on your inputs. Projection only — consider continuing to build your corpus.

Runway

3.0 Years

FIRE Status

NOT READY

3.5% SWR Target (30-yr-safe heuristic)

₹1.7 Cr

Monthly Passive Income (3.5% SWR)

₹3,500/mo

Assumptions behind this runway

Portfolio grows at 7% nominal, less 15% tax drag (5.95% net).
Expenses rise with 6% inflation each year.
No further savings or income are added.
Target-city cost of living is applied to your stated expenses.